Payment and Billing Policy

Payment and Billing Policy for TestBankNest

Last Updated: June 5, 2025

Overview

This Payment and Billing Policy outlines the terms related to purchasing digital educational products (“Products”) from TestBankNest through our website, www.testbanknest.shop (the “Site”). By making a purchase, you agree to this policy, in addition to our Terms and Conditions and Privacy Policy.

Accepted Payment Methods

We strive to provide secure and convenient payment options. Currently, we accept payments primarily through:
PayPal: You can use your PayPal account balance, linked bank accounts, or credit/debit cards associated with your PayPal account to complete your purchase. PayPal provides a secure environment for processing your payment.
We may update the accepted payment methods from time to time. Any changes will be reflected during the checkout process.

Currency

All prices listed on the Site are in U.S. Dollars (USD). All transactions will be processed in USD. If you are purchasing from outside the United States, your bank or payment provider may apply currency conversion rates and fees, which are your responsibility.

Pricing and Taxes

Pricing: Prices for Products are as listed on the Site at the time of purchase. We reserve the right to change prices without prior notice, but changes will not affect orders already placed and confirmed.
Taxes: You are responsible for any applicable sales tax, use tax, value-added tax (VAT), or other governmental taxes or fees associated with your order. Where required by law, TestBankNest may collect applicable sales tax based on your billing address. The final price, including any applicable taxes, will be displayed during the checkout process before you confirm your order.

Billing Process

Authorization: When you place an order, you authorize TestBankNest (through our payment processor, PayPal) to charge your selected payment method for the total amount of your order, including the price of the Product(s) and any applicable taxes.
Confirmation: Upon successful payment processing, you will receive an order confirmation email detailing your purchase and providing access to your digital Product(s) as outlined in our Shipping & Delivery Policy.
Billing Descriptor: Charges from TestBankNest on your payment method statement will typically appear under a recognizable name related to “TestBankNest” or our payment processor.
Billing Inquiries: If you have any questions or concerns about a charge or believe there has been a billing error, please contact our customer support team immediately at support@testbanknest.shop with your order number and details of the issue.

Payment Security

We take payment security seriously. Transactions processed via PayPal are subject to PayPal’s robust security measures and policies. TestBankNest does not directly store your full credit card or sensitive payment details on our servers. We rely on our payment processor (PayPal) to handle payment information securely according to industry standards (like PCI DSS, where applicable to the processor).

Failed Payments

If your payment cannot be processed successfully, your order will not be completed, and you will not receive access to the Product(s). This may occur due to insufficient funds, expired card details, incorrect billing information, or issues with the payment processor. Please ensure your payment information is accurate and up-to-date.

Contact Us

For any questions regarding our Payment and Billing Policy, please contact us:
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